Archive for September, 2008

African-American Beauty Products, Black Cosmetics and Black Hair Care - Are They Really Different

Thursday, September 11th, 2008

I’m often asked if there are really any differences between skin care products based on ethnicity. Truthfully it’s really not so apparent on the front side but after a little thought, I think we would all agree that Blacks and Whites have very different needs. Let’s talk about that.

Let’s start with the elbows. Being Black myself, I think one of the first hard lessons we learn is that we’d better not be caught ashy; especially our elbows. There’s just no way to hide ashy elbows if you are black. Quick! Grab the Vaseline or lotion and get busy. White folks get ashy too, you just can’t see as well and no one really seems to care. So right off the bat, we know that African-American beauty products need to moisturize. Right? A close look will tell you that Black cosmetics should moisturize. What about skin care products for Whites? Well, it’s not the same.

One chemical you will find in white skin and hair care that you won’t find in quality African-American skin care products is alcohol. You sure won’t find alcohol in good Black hair care products. Alcohol is meant to strip oil out of the skin and is prevalent in cosmetics and shampoos for whites. They need to strip out the oils because they naturally produce skin oils at a much higher rate. How many times have you ever seen one of your Caucasian friends grease their scalp? Never!

This gives a really good starting point knowing that there are differences in needs of various ethnic groups. That said, it seems to me that African-Americans stand alone with regard to skin and hair care needs. So the next question should be this. Who are the majority of cosmetics formulated for and why? That’s easy. Business is made for profit and with 90% of the population being other that African-American, it only stands to reason that the 90% is low hanging fruit for retail sales. It also stands to reason that to save money, almost all of those companies formulate their base materials the same and simply change pigment to pull in sales from Blacks and Asians. That makes it doubly important to find companies that know the difference and manufacture to the needs of all.

Ask yourself this. How many White people can take care of and style black hair? Not many, that’s for sure but how many Blacks can cut White hair? A lot. Right? I think it stems from the same reason that for so many years, Whites loved for Black women to raise and feed their children; to groom them and to clean up after them. I’m not talking about a Master mentality but a trust factor. Also that Blacks cared enough to learn how to groom White children. So what we are dealing with are manufacturers that don’t care enough to learn how Blacks care for their skin and hair.

Lately, a lot of companies are experiencing great success by finding niche needs and serving to that need. Well, 10% is certainly a niche market and one company stands head and shoulders above the rest when it comes to African-American beauty products and African-American skin care. This name has been around for a long time and has recently opened a cosmetics division that does not require a cosmetology license. Joe Dudley founded this company years ago and was the originator of the Jeri-Curl. His Daughter, Ursula opened the Dudley Cosmetics and has paid very close attention to the needs of us.

I always look for companies that serve the African-American community and will feature many of them in future articles. Remember to support those who support you.

James Newbury happily pens articles for the love of his life, Rhonda. Please visit us and feel free to contact us with any questions. http://www.rhondas-boutique.com.

Brain Injury Lawyer, When Do You Need One?

Saturday, September 6th, 2008

Many people think a brain injury can’t happen to them. But it can. And the potential severity of this type of injury makes choosing a brain injury lawyer critical. Before making a final decision on which brain injury lawyer to use, keep these statistics in mind to help guide your decision.

Each year, more than a million Americans are treated for brain injuries; between 80,000-90,000 experience long-term disabilities as a result of traumatic brain injuries; and more than 50,000 die from traumatic brain injuries.

Automobile Accidents and Brain Injuries

Automobile accidents are one of the leading causes of brain injuries in the United States. Whether you’re in a car, truck, SUV or 18-wheeler, an accident can cause a brain injury – even a slow-moving accident. Many people who suffer brain injuries in automobile accidents don’t even realize that they’ve done so, especially in so-called mild cases. This is what makes this type of injury so dangerous. And this is why you need an experienced brain injury lawyer.

Left undiagnosed, even a mild brain injury can lead to long-term serious health issues such as memory loss, severe headaches, personality changes and loss of sleep. The symptoms can last for years and lead to job loss, skyrocketing medical bills and the need for long-term healthcare. A seasoned brain injury lawyer can ensure that your rights are protected so you’re in a position to get the help you need – not only today, but into the future as well.

Does Your Brain Injury Lawyer Know the Following?

Any brain injury lawyer you?re considering should know certain basics. These include the difference between mild and traumatic brain injury; the long-range implications of your type of brain injury; and how to combat defense assertions that your brain injury is not serious. An experienced brain injury attorney is well schooled in slicing through complicated defense arguments, understanding complex medical jargon and researching multi-faceted cases that involve experts from many professions.

 

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Self Directed IRA Custodian Sunwest Trust Envisages Further Boom After Record Breaking Month

Thursday, September 4th, 2008

Sunwest Trust, Inc. (the “Company”), the only New Mexico company acting as an escrow agent and a self directed IRA custodian, has achieved a new record by opening up new accounts. July is the eventful month that ended with the hiring of new people to serve better.

Sunwest Trust offers a wide range of retirement and self directed plans such as Roth IRAs, Spousal and Traditional IRAs, SEPs, and SIMPLEs. It offers direct investment within the retirement accounts and allows their clients to invest in a number of things, including, but not limited to sales and purchase of real estate, mortgages, publicly traded stocks, bonds, private limited liability companies, mutual funds, secured and unsecured notes and more. Credited to this diverse range of plans and options, the Company witnessed an unprecedented rise in demand to open up new accounts, leading the Company to set a new record in July for newly opened accounts.

Following this record breaking performance, the Company announces the induction of three new employees. Casey Love, Natalie Rodriguez and Sandra McBride are going to contribute in different departments. Casey Love, a bachelor’s degree holder in Secondary Education with a minor in English from the University of New Mexico will work in the IRA Department. Natalie Rodriguez, a California native, brings nine years experience in the escrow and title businesses. Sandra McBride is the third addition who will be handling the Customer Service Department. In addition to her job as Customer Service Representative, she is attending school part time to obtain a bachelor’s degree in Business.

With the recent upsurge, Sunwest Trust now services over $900 million in assets and provides services to over 14,000 individuals and companies. The company management has expressed the hope that the trend will continue in coming months as well.

“We are happy with our progress and we are excited about the growth during a cooler economy and during an election year. I expect to continue to see increased growth over the coming months and years as more boomers and investors get closer to retirement, look to truly diversify, and shift a portion of their funds out of the market and into the local real estate market,” Terry White, CEO Sunwest Trust, says with confidence.

The statement of Terry White attests the fact that the Company is relying upon boomers which actually are more than 75 million in U.S. As boomers get closer to retirement, they look for alternatives to invest their money in order to have a secure future. By counting on this fact, management is pretty hopeful that the trend of increased demand, with boomers investing more, will continue in coming months and years.

About Sunwest Trust, Inc.:

Sunwest Trust is a New Mexico based company, which acts as custodian for real estate IRA accounts and as an escrow agent. It offers a range of retirement accounts and a multitude of escrow services along with dealings in private mortgages, real estate contracts and other notes. To acquire more information about the Company, visit http://www.sunwesttrust.com/.